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Can tourists use Wise or Revolut cards in Thailand ATMs

Preparation & Essentials

3 min read

Answer:

“Yes”

It is good news that tourists from all over the world can use Wise and Revolut cards at ATMs across Thailand, as these cards work similarly to local Thai debit cards.

Wise is a multi-currency debit card particularly designed for travel purposes. This card helps with currency conversion to Thai Baht. The account is also ideal for sending money from your home bank account to a Thai account, making it a great payment solution. However, remember that it does not support all types of cash advances.

Revolut is a versatile prepaid debit card used for currency transactions without high foreign exchange fees. The Revolut app helps you locate the nearest ATM (Revolut ATM locator), and remember, it is not a credit card.

Both cards are popular for low-cost foreign currency withdrawals, but they are still subject to ATM fees in Thailand.

ATM Fee

Wise and Revolut card transactions are subject to Thai bank ATM fees.

Thai banks charge a fixed ATM fee for all foreign cards per transaction, which is typically 220 THB to 230 THB (approximately $6 to $7 USD).

Since the ATM fee is fixed and the same regardless of the withdrawal amount, it is recommended to withdraw the maximum amount possible each time (20,000 THB to 30,000 THB), depending on the bank’s limit.

Tip

It’s better to select “without conversion” when prompted at Thai ATMs, as Wise and Revolut usually offer better currency conversion rates than local banks.

Also, please check any new regulations in Thailand regarding Wise accounts before traveling.

Frequently Asked Questions (FAQs)

1. Do all ATMs in Thailand accept Wise and Revolut cards?

Most ATMs in Thailand accept international cards, especially those connected to Visa or Mastercard networks.

2. Can I avoid ATM fees in Thailand?

No, the local Thai ATM fee (220–230 THB) cannot usually be avoided. However, your card provider may reimburse it depending on your plan.

3. What is the maximum withdrawal limit in Thailand?

Most ATMs allow withdrawals between 20,000 THB and 30,000 THB per transaction, depending on the bank.

4. Is Wise better than Revolut for Thailand?

Both are good options. Wise is often preferred for transparent exchange rates, while Revolut offers additional app features and budgeting tools.

5. Should I use ATMs or exchange cash in Thailand?

Using Wise or Revolut at ATMs is generally convenient and offers competitive exchange rates, especially when selecting “without conversion.”

Final Verdict

Yes, tourists can confidently use Wise and Revolut cards at ATMs in Thailand. Both cards are reliable, widely accepted, and offer good exchange rates.

However, keep in mind the fixed ATM fee, and always try to withdraw larger amounts to minimize costs. For the best value, choose “without conversion” and let your card handle the exchange rate.

Overall, Wise and Revolut are among the best and most convenient payment options for travelers in Thailand.